NO&T Asia Legal Review
Introduction
At the end of January 2019, the Bank of Thailand issued specific controls which regulate the business of providing car title loan1, commonly known as “car4cash” in Thailand. Although the car title loan business has been one of Thailand’s largest consumer lending industries, it was previously among the least regulated. However, government authorities have since shown their willingness and interest to regulate this industry with the passage of the new regulations. The new regulations depart from the traditional pledge system which was not an effective business model for borrowers. The new regulations also provide clarity on the rights and duties of both business operators and borrowers, but it remains to be seen how the new regulation will truly improve the market conduct in practice.
(May 2025)
Jiro Mikami, Ryo Okubo, Hiromi Hattori, Tomohiro Koyasu (Co-author)
(May 2025)
Keitaro Oshimo
Ario Putra Pamungkas
Motoki Saito, Gaku Oshima, Yuta Kawamura (Co-author)
(March 2025)
Masayuki Fukuda, Motohiro Yanagawa, Hideaki Suda (Co-author)
(October 2024)
Keiko Shimizu, Koichiro Yoshimura (Co-author)
(February 2024)
Motohiro Yanagawa, Takashi Tsukioka, Yushi Hegawa (Co-author)
(April 2024)
Shiro Kato, Teruaki Arai (Co-author)
Yuan Yao Lee
Chattong Sunthorn-opas, Thunsinee Sungmongkol (Co-author)
Yothin Intaraprasong, Yosuke Konno, Naruenad Charoenpakdee (Co-author)
Ario Putra Pamungkas
Yuan Yao Lee
Chattong Sunthorn-opas, Thunsinee Sungmongkol (Co-author)
Yothin Intaraprasong, Yosuke Konno, Naruenad Charoenpakdee (Co-author)
Ario Putra Pamungkas
Chattong Sunthorn-opas, Thunsinee Sungmongkol (Co-author)
Yothin Intaraprasong, Yosuke Konno, Naruenad Charoenpakdee (Co-author)
Poonyisa Sornchangwat, Kwanchanok Jantakram (Co-author)
Yothin Intaraprasong, Chattong Sunthorn-opas, Thunsinee Sungmongkol (Co-author)